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It is Mindset Monday! Last Monday we spoke about being willing to inform yourself and always drive for growth even while things are not convenient and distressing. We attended Masterminds this week and Gary Keller gave us a giant reminder about what models and systems we are not following. It was a big reminder for us.

The initial understanding that we had was regarding our team organization. Our group structure functions because Kevin and Fred do to much. We can persist on this trail and turn out results. However, we would be unable to grow. We decided that we need to stop doing lots of things and begin doing a few of the more crucial things.

When you have a team, there are certain tasks that are not your job. If you take those tasks back from your team or carry out those responsibilities for them then you are ridiculous. The mindset change for us is that the tasks will get done, but we are not personally going to perform them. We will make sure that the responsibilities get completed, but we will not be the ones that do the responsibilities. It is reasonable to think like that. If you desire to have a company or run a business rather than be self-employed, you have to think like this. Self employed people never leave their business.

If you have hired resilient, talented people, allow them to do their job. Talent will propel you. Talent will inform you what to do. Talent will transfer your plan ahead of where you ever believed it would go. Talent will follow up on all of the details. Talent will not whine and cry when you give them a job and inform them that it is their job. If you have somebody that is whining and crying, it doesn’t indicate they are the wrong person. You just may have them in the wrong place.

Short sale FAQs and more.

Get powered up by Kevin and Fred at Short Sale Power Hour by the Short Sale Specialists of Arizona

Tags: avoid foreclosure, foreclosure, short sale, short sale realtor
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Do I have to file Bankruptcy?
No you don’t have to. In many cases you can keep the rest of your credit in good standing and we can help you improve your score over the next 6 months.While there are many scams out there dealing for foreclosure, this is not one of them. We do not buy your home, we do not have you sign anything, we provide a service and legal information. The service is to help you fully understand how the law pertains to your particular situation. Foreclosure rescue scams are deals that proclaim to “save your house” or “pay your mortgage.

Q: What happens after I become a You Dont Have 2 Foreclose, Inc. client?
A: After you become our client, our Operations Department immediately notifies your mortgage lender of our involvement and requests from them specific information to immediately begin the process of resolving your mortgage difficulties. We will take over your case and guide you through the completed process, step by step. Just timely and accurately supply us with a few pieces of information, keep lines of communication open, save your money and we do the rest.A CLT makes a long-term commitment to its homeowners. Types of support offered by CLTs to homeowners after they purchase their homes include education, resources and community events. CLTs have helped homeowners with foreclosure prevention, property tax refunds, and re-financing options.

How long until I can buy a house again?
Lenders typically like to see 4 years since the foreclosure was discharged. However, some government loan agencies currently require only 2 years. Before you know it, you will have this behind you and a fresh start!Minnesota Housing does not finance the purchase of single-wide mobile homes or mobile homes on rented land. If you are looking to buy other kinds of manufactured housing located on land you will own, it may be possible to get a Minnesota Housing loan. Check with your local Minnesota Housing Lending Partner for details. The Rehabilitation Loan Program does cover repairs to mobile homes. Minnesota Housing funds a program statewide called the Foreclosure Prevention Assistance Program (FPAP).

What kind of people send these letters and can they really help me?
Mortgage Brokers. If there is enough equity in your home they can help you to refinance and stop the foreclosure by paying off your current mortgage in full. This solution often works well, but you must be careful because the interest rate and closing costs on these types of loans can be high.Lenders usually look back 7.5 years. It may remain on your credit report for that long but the effects will diminish each year.

Do you buy my home from me?
No, You Walk Away, LLC is not a real estate company, broker or private investor. Our customers usually don’t have enough equity to sell their homes. If you are able to sell your home our program may not be the best choice for you. Through our Walk Away Plan and Kit, we can refer you to a short sale expert. If you opt to try for a short sale, this may delay the foreclosure process further. Yes, we can help you with investment properties as well as 2nd homes.

Q. What is your full service program and why is it more?
A. Our full service program consists of hours of time that we spend on our Clients case negotiating, faxing, making phone calls, sorting, filling out or correcting paperwork, etc.  This is possible for Clients that want us to completely take over the foreclosure prevention process and handle every detail.  If after reviewing the questions listed above, you still don’t find the answer you need, just send us your question here and we will respond w/in 24 hrs.World Equity is a mortgage broker based out of Henderson Nevada. World Equity have been in business over 7 years under our parent company Tri Management. We have the ability thru mutual partnerships to do home loans in 50 states. Our company has a wide variety of services including mortgage reduction and foreclosure prevention services.

Click here for more information… Foreclosure Prevention

Tags: avoid foreclosure, avoid home foreclosure, Foreclosure Assistance Conseling, Foreclosure Prevention, prevent foreclosure, Prevent Home Foreclosure, stop foreclosure, Stop Home Foreclosure, Stop Mortgage Foreclosure
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ARE THERE ANY OPTIONS IF I FALL BEHIND ON MY LOAN PAYMENTS?
Yes. Talk to your lender or a HUD-approved counseling agency for details. Listed below are a few options that may help you get back on track. Contact a HUD-approved housing counseling agency (1- or TDD: 1-) and cooperate with the counselor/lender trying to help you.All types of people.

I am late on my payments with the bank. Can I still sell the house to you?
In most cases we can negotiate with the bank to make it to where you owe nothing when we close. The goal is to try to help you avoid a foreclosure situation where your house is repossessed and your credit rating is ruined.Yes, provided that you have not previously filed bankruptcy cases which were dismissed. A home is an asset usually secured by a mortgage. While a Chapter 13 will stop a foreclosure, unless you begin making current payments, a creditor will be successful in obtaining permission from the Court to institute a new foreclosure proceeding.

Will Bankruptcy stop a foreclosure?
Yes, provided that you have not previously filed bankruptcy cases which were dismissed. A home is an asset usually secured by a mortgage. While a Chapter 13 will stop a foreclosure, unless you begin making current payments, a creditor will be successful in obtaining permission from the Court to institute a new foreclosure proceeding. Assuming you can make your monthly payments after you file a Chapter 13 Plan, you can catch up your arrearages under Chapter 13 and avoid foreclosure of your home.YES! We sure can. But you betty hurry. We need every extra bit of time to stop these. Also, the longer you wait, the less we will be able to pay for your land. Simply, the longer you wait, the more the attorney’s fees increase dramatically. All we can suggest is that the sooner you can contact us, the better the result will be for you.

What can I do if my loan is delinquent or I cannot make a payment?
Contact the Lender and ask to be connected to the Collections Department to discuss your financial situation. Their representative will counsel you on ways to avoid foreclosure. It is always best to notify the Lender if you are late on a payment. Lenders will initiate foreclosure proceedings when homeowners become delinquent in their mortgage obligations, usually after three payments are missed.

Will selling my home let me avoid foreclosure?
Yes, in most cases you can avoid foreclosure now by selling your home. Read Stop Foreclosure to learn more.Chapter 13 bankruptcy is also known as “wage earner” bankruptcy because, in order to file for Chapter 13, you must have a reliable source of income that you can use to repay some portion of your debt.

How long until I can buy a house again?
Lenders typically like to see 4 years since the foreclosure was discharged. However, some government loan agencies currently require only 2 years. Before you know it, you will have this behind you and a fresh start!Homeowners facing foreclosure do have options, and must be careful to avoid foreclosure scams. So-called “bailout specialists” tell you that, for a fee, you can deed your home to the bailout specialist and then rent it back. The bailout specialist takes the money, does not arrange for the short sale, and does not make any payments on the mortgage. The end result is that your home loan payments are not made and the mortgage goes into foreclosure, without you being aware of any fraud.

Click here for more information… avoid foreclosure

Tags: avoid foreclosure, avoid home foreclosure, avoid mortgage foreclosure, foreclosure assistance, foreclosure avoidance, foreclosure help, mortgage bailout, prevent foreclosure, stop foreclosure
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